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What our previous clients are saying

Scroll down to read some reviews on this page, or you can click on the social media buttons below to read reviews on those sites.

CJ was a great mortgage broker. My existing big box mortgage company didn't come close to the options CJ provided, and he found savings in closing costs that I couldn't get with them. He was very courteous and quick to answer any questions I had! I'd highly recommend him for your first point of contact on anything mortgage related!

Jesse Kim

I highly recommend Transformation Home Loans. CJ is very knowledgeable in his field. We were nervous about the process, but CJ has made it very easy for us.

Patti Curry Abramowicz

CJ was amazing! Patient, kind. Explained everything to us in ways we understood. He answer all of my millions of questions promptly. He made it happen for us and we are forever grateful!

Halie WolfMantua, OH

I’m a single mom who got told no by every other broker, except CJ. I am now in my forever home with my kids. They have their own rooms and a yard. We couldn’t be more thankful for CJ and his hard work to get us into our home. So yes hands down would recommend him to anyone and everyone.

Heather Bango

CJ is Very skilled with complex transactions. As an entrepreneur/self employed professional, sometimes it is difficult to get financing. CJ was adept at helping to tell my financial story. He also had numerous options in his arsenal and showed that he cared. If a lender offered unfavorable terms, CJ would quickly find another path. Highly recommended! Best ever!

HosannaCleveland, OH

First of just let me personally say Cj is the best there is. Plain and simple. He took care of me for what I thought was a scary process and made it the smoothest easiest decision for me. I will recommend everyone I know if they need help with an approval to go see him. Talk about an absolute fantastic experience.

Thayne Ocel

Cj and his team were nothing short of amazing!! I sent him all my paperwork on a Friday and I had my pre-approval letter in my email THAT SATURDAY MORNING!! He was always a call or text away. He was available nights and weekends!! I couldn’t imagine a smoother first time home buying experience!!

KatelynKent, OH

Great experience working with CJ! Always responsive and timely. And was he able to find me a great rate! I would highly recommend working with him.

Nathan Phillips

CJ and his team is awesome! During my home buying process they were extremely helpful. CJ and his team often (sometimes after 5 and weekends) they were always available. CJ ensured me that we could make a deal happen and he came through

vcj16Garfield Heights, OH

CJ at Transformation Home Loans is wonderful to work with. At a time when interest rates make buying a home more difficult, CJ went out of his way to make sure I got the best rates possible. He's responsive and keeps in touch throughout the process. I would definitely recommend working with CJ!

Paula Bernardo

I was in the middle of a property purchase with a bank and I was having soo many issues. After weeks of running around and holding all my funds, the bank lender referred me to CJ. From the very moment we spoke, CJ assured me that he could take care of my issues and have me closed by June 20. This was approximately 20 days away from the date of contact and already over 40 days since my realtor had made contact with the seller. When I say that CJ and his team processed my paperwork, spoke to my own banking institution, worked on weekends and always had someone available for me when I had questions. CJ was really a God send and I am thankfully in my dreamhouse and we closed exactly on June 20th. I would definately reccommend CJ and the Supreme Lending team to anyone! He is also a great contact for those using FHA or VA as I was. Skip the bans altogether in those situations and go directly to THIS lender!!

Letitia YoungGarfield Heights, OH

Let me start by saying, CJ was amazing. This whole process was a complete nightmare, until we met him. Everything went so smooth and quick, we closed in 14 days, had keys, and moved in all before the holidays. He was there morning and night to deal with our frantic concerns. I will most certainly be using this company for all of my future endeavors. I’ve already told all of my friends and family to use Transformation Home Loans. Hopefully you find yourself under the perfect guidance of CJ.

Lee Boling

CJ made the buying experience easy and kept me informed every step of the way

Vickilynn Erchick

CJ at Transformation Home Loans was fantastic. Couldn’t ask for a more helpful place to get the best rate and service. Also as far as closing on my new home it was very quick and easy. Any questions I had he had an answer for and was very nice down to earth local person. Support your local community and let Transformation Home Loans take care of you and your family.

Jeff Gregg

I have no hesitations recommending CJ for anyone's mortgage needs --my experience has only been positive. I worked with CJ from out of state, so it was probably a little bit of an extra hassle for him, but he never let on! He was always incredibly responsive, and super easy to work with. If I have any new deals that might possibly come up in Ohio, I know who I'll be calling first thing!

Stacie Somers

CJ and his team were absolutely amazing throughout our entire home buying process! He was always available when we needed him. I would never want to work with anyone else!!!

Courtney Blau

C.J. Was wonderful to work with. He under promised and over delivered. The loans closed before the promised time. Others were afraid to do the refinancing, because of the complexity of what we wanted to accomplish. He refinanced for us a number of investment properties and were still able to get our dream home financed on time, at a lower intrestrate than anticipated. He ia a joy to work with, and he will keep you informed every step of the way. C.J. met with us on a Saturday, and explained everything throughly. He was always reachable, and very pleasant to work with. I highly recommend him for all your financing needs!

Csaba VargaBrecksville, OH

I have nothing but good things to say about our experience working with Cj. He is always available to answer any question we have. Home buying can be stressful but Cj made the process very smooth for us, which helped relieve a lot of the stress. I would recommend him to anyone.

Jimmy Kyle

One of the best companies I have ever dealt with. They had our best interest at heart throughout the entire process and made sure we got the very lowest rate possible. I highly recommend to everyone, no better company to trust your finances with! I will be using Transformation Home Loans, LLC for any refinancing and home purchases in the future!

Chip Ciminero

CJ was very professional and readily available for the million questions I had as a first time home buyer. He made sure I understood everything that was going on and was very good at calling me to give me updates on where we were. CJ even made it personable by coming to my work and shaking my hand thanking me for using him. Much appreciated lender who I would highly recommend to anyone and would DEFINITELY use again! Thanks for everything CJ

nickmilleratt1Strongsville, OH

Cj was great at helping me as a first time home buyer. He was available for any questions, calls and texts that I sent. He went out of his way to help me. A true blessing for a single mother with three kids!! This guy is great at what he does!!!

SyearianAkron, OH

We have now used CJ for two home purchases. Both times he was able to get us closed sooner than our expected closing dates. CJ was very prompt when answering any questions and we felt very confident heading into our closing appointments. He also managed to get us the best type of loan/interest rate/low closing costs. Overall great experiences! He will not disappoint!

B.WattsCanton, OH

Cj was extremely helpful to our family when purchasing our home! He was available for any question big or small and very professional! He went out of his way to keep us informed of the process! We have referred him to all our friends looking to buy a house because the process was as stress free as possible! Thanks Cj!

ajclineCortland, OH

Our experience working with CJ during our home purchase was first class. CJ’s communication and follow up kept us with a peace of mind during the entire process. I highly recommend him for your home purchase or re-fi.

Stephen Laird

Cj has helped my husband and i tremendously during our first home buying process. Even after we closed months later he is always still there to help with any questions we have. I would recommend him to anyone!

Danielle Pavlovich

CJ was very nice and professional. He worked hard to get us a good rate and was always willing to answer my questions

Autumn R

We had a great experience with Transformation Home Loans. Very efficent, great communication. We actually switched to Transformation Home Loans in the middle of our purchase, and they were able to jump right in and get everything processed right away, so we could close on time. Highly recommend!

Lisa Wenz

I have done several deals (2 mortgages, 1 refinance and 1 home equity loan) with Transformation Home Loans, each has gone smoothly and timely. CJ is knowledgeable and gone the extra mile to make sure I was familiar with every aspect of my loan which really gave me peace of mind.

Sarah Durica

CJ is amazing to work with, he made the home buying process very easy and answered any questions I had quickly!

Alyssa Coatney

Very professional, helpful, always follow up! Hard to find nowadays.

Oksana Gendina